A Middle Finger from the Abbey
A 19 year old in Bristol England man has been banned from having a bank account after falling victim to an email scam. Billy Brown received an email claiming to be from his bank, Abbey of the UK, apparently asking for his account details. Soon after, a check for £8,200 showed up in his bank account, and shortly after that, the same amount was withdrawn. As it turned out, the bank allowed the withdrawl before the check had even cleared, which it didn't, leaving Mr. Brown's account overdrawn by the same £8,200. That's pretty huge, especially for a 19 year old. So, what did his bank do to help? Accused him of being at fault, closed his account and blacklisted his credit rating. Thanks to this blacklisting, no other bank will even allow him to open an account. This is causing some other serious issues as the supermarket where he works will only pay in direct deposits to bank accounts, so now he's not getting paid either. Billy Brown denies ever having given up any of his credentials, but the bank argues otherwise, claiming that it's his own fault. Strangely enough they refuse to explain why they allowed a withdrawl for that much quid, without first verifying the check was good. Even though he is young, and possibly naive, though I've never met this gentlemen, I am just generalizing, I don't believe that this bank should ruin someone this young's financial life, and claim none of the fault. Maybe if they tightened up a little of their practices, this wouldn't have happened whether Mr. Brown had given the bad guys his info or not.
Regardless, he is now taken a lawyer after being rejected by every major bank for a new account including Lloyds, HSBC, Barclays, Halifax, and Natwest. Nationwide building society told him it might be able to offer a basic account without a card he could use in cash machines or shops, meaning he'd have to withdraw any money over the counter.








