Anyone that's familiar with file sharing programs such as Bearshare, Limewire, Kazaa, or the original, Napster, obviously knows that they're a place for sharing all sorts of files. The most
popular being music files. Along with movie files, and the occasional cracked software, oh, and don't forget all of the virii pretending to be music files, movie files, and the too good to be true Adobe CS3 Master Collection w/ KeyGen. However, too few people are aware that they're sharing far more than what's in their "shared" folders.
With very little know how, and requiring just as little time, information that makes identity theft way too simple is very easy to come by on these Peer to Peer networks, and the scariest part is that you may be offering up your sensitive information for anyone to take right now!
So, what kind of information can be found using these file sharing communities? Well, I did just a 3 minute search yesterday, and I was able to find tax returns, with Social Security Numbers, direct deposit information (routing and account numbers), home addresses, phone numbers, dependent information, along with medical records, billing info, school transcripts, and loan information, just to name a handful of things. That is incredibly scary! I've read reports et al. about this type of thing in the past, but since I was asked to do some research for our local ABC affiliate, I gave it a try, and it blew my mind. Anyone with a little knowledge, and a black heart could mess up an entire family, in some cases, in less than an hour.
Now, how does this happen, you might ask? Well, it happens when someone that is running this software misconfigures it to allow, usually, the entire hard drive to be shared with everyone on the P2P network. This kind of mistake can happen pretty easily, because the shared folders are quickly configured early on in the installation process, and can be blown through without even thinking about it. One of my theories as to how it happens in many cases is that parents allow their kids to "play" on the same computer that they keep all of their important documents, and one day Jr. just had to have that new Fiddy Cent song, installed the software, quick-clicked through the installation process to get to the downloading as fast as possible, and left everything on that computer up for grabs. What makes it worse is that even when you close these programs out, they continue to run, and share files. Make sure you don't leave these things running in the background. You can usually see a small icon in the system tray at the bottom of the screen, or in some cases, you may want to ctrl-alt-del to your task manager, and check your running processes.
How can you avoid sharing important information with the villains of the interweb?
-Don't use file sharing programs (Unless you're downloading Metallica, of course)
-Don't keep sensitive materials on the same computer as your children use. Or simply don't keep them on the computer at all, back them up to CD or DVD, or 5.25 floppy, what ever's handy.
-Monitor what programs are running on your computer, and use appropriate anti-virus/ firewall software.
Also be aware that if this software is installed on your computer, there are ways for more advanced hackers to get information off of your computer even if you take these precautions, far less likely, but still possible regardless.
You can read about the first man arrested for file-sharing identity theft in Seattle earlier this month here.